Business Development Executive (BDE)
July 9, 2018
Business Development Officer (BDO)
July 9, 2018

Business Development Manager (BDM)

Apna Microfinance Bank managed by Group of highly experienced bankers committed and specialized in providing financial services to less privileged / marginal poor including economic empowerment of WOMEN & micro-entrepreneurs in the Agri and Micro enterprises in rural areas of Pakistan. It is a private commercial Microfinance bank, currently licensed by the State Bank of Pakistan under the Microfinance Ordinance 2001 to operate its operations nation-wide. To mobilize savings by accepting deposits in Savings and other specialized deposit products. We aim to combine the knowledge based with the modern management methodology, latest technology, sophisticated financial instruments, universal Micro-banking concepts and current corporate sciences.

Apna Miro Finance Bank Limited is expanding and offers challenging opportunities to dynamic and committed individuals with desire to contribute their best efforts for development of microfinance sector. Currently, the bank offers the following job Opportunities.

Business Development Manager (BDM).

Above Posts are required as per following.


Graduate preferably B.Com / Postgraduate degree preferably in Business / Banking or equivalent from an HEC recognized university. Minimum 12-15 years of experience in financial institution or related sectors as liability management roles.


Post requires an extensive knowledge of SBP prudential regulations and other regulatory requirements, conversant with Bank’s environment of best practices & market norm of Business Development, proven track record of driving business strategies.

  • BDE, BDM and BDO posts are required Pan Pakistan.

Bachelor’s or Master degree in Banking /Finance/Management/Commerce /Marketing/Economics.

  • BDE :           5 to 10 years’ Experience in Banking as Liability will be preferred. Expertise in Selling

Financial Products.

  • BDM : 3-5 Years’ Experience in Banking preferred for (BDM)
  • BDO : 1-3 Years’ Experience in Banking/Marketing experience. (BDO)


  • Area and Branches details are available on our Website: apnabank.com.pk


Job Objective:

Responsible for Liability business growth, Planning, lead branch effectively to ensure achievement of Sales and profitability objectives.

Business Growth

  1. Manage Liability portfolio and client relationships of the branch.
  2. Responsible for deposit mobilization and NTB account Opening.
  3. Achieve agreed sales target as assigned by the Management.
  4. Provide highest level of customer service.
  5. Liaise with existing and prospective clients to provide banking advice on Apna Micro Finance Bank products and services in line with the customers Transactional, Borrowing, Saving and Protection need.
  6. Responsible for Cross Referring Apna Micro Finance Bank Solutions in order to meet customers present and latent needs.
  7. Strict adherence to KYC/ AML Guidelines, account opening policy & procedures, SBP policies & Circulars/ Manual.
  8. Complete adherence to Sales Process and Sales Maximizers.

Job Specifications.

  1. Good Time Management and able to meet targets and deadlines.
  2. Good sales and negotiation skills.
  3. High level mobility as majority of the time shall be spent in the field.
  4. Energetic and self-motivated

All of the above positions require excellent communication and customer handling skills. Apna Micro Finance Bank offer a professional and challenging work environment with endless opportunities for growth with a rewarding career in banking sector. We support university graduates with a high-level of training component to enable them for achieving higher results. The Bank offer attractive remuneration package with other fringe benefits.

If your aspirations and profile match our criteria, you are encouraged to apply by logging on to our Website WWW.   You can also visit our local area branch to drop your resume by July 15th 2018.

Liability Department address:

Human Resources.

Recruitment Desk,

Apna Micro Finance Bank Limited,

23 A Sundar Das Road,




AMBL is an equal opportunity employer, operates under a

defined gender mission and encourages females to join its cadres.