Apna Microfinance Bank Limited is licensed by the State Bank of Pakistan as a regulated, deposit taking bank under the Microfinance institutions Ordinance 2001. The bank provides the following finance facilities to micro entrepreneurs including women engaged in income generation and related activities.

UP TO RS. 150,000

May 8, 2018


May 8, 2018

APNA Pension Loan

May 8, 2018

APNA Business Loan

May 8, 2018

APNI Sawari Deals

May 8, 2018

APNA Salary Loan

May 8, 2018

APNA Live Stock Loan

May 8, 2018

APNA Agriculture Loan

UP TO RS. 5,00,000

Markup rate varies from 19% to 24% flat. 

Composite Insurance
Apna Microfinance Bank will be distinguished among other banks through providing composite Insurance to its all borrowers and depositors with another distinction to ensure their loans in addition to their lives and stocks.

Main Features of the Loans

Loan Amount Rs. 10,000 to 150,000 and Loan Amount upto Rs. 500,000 for Enterprise Products. Repayment Period 1 Month to 5 Years Repayment Monthly Markup payable Minimum Markup Rate

Loan Sanctioning Requirements:

CNIC copy with 2 Photos Copies of latest utilities Bills Two Personal guarantee from reputed account holders


ATM Card  on CD / SB Accounts. Mobile Phone Service Facility Full range of Banking Services Imbedded Life & Assets Insurance Cover Minimum loan processing time Schedule of Charges for the period 1st January, 2016 to 30th June, 2016